Empowered Planning Blog

Money Saving Tips for January

Jan 16, 2024

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Episode Summary:

In this episode, I’m sharing my favorite tips on how to save money in January after coming off a high spending season in November and December. We’ll cover the different ways to reduce energy costs, such as using smart thermostats and LED bulbs. Then I’ll dive into cutting down on unwanted subscriptions and how to optimize your cell phone plans. I’m giving suggestions on negotiating bills and shopping for the best deals in January, including holiday decor, TV and home theater equipment, and furniture. I’m also telling you why I am cautioning against buying large home appliances, mattresses, and fitness equipment this month. The last tip I share revolves around everyone’s biggest stressor – grocery shopping! I hope this is helpful for you this month and beyond.


  • Reducing energy costs by using smart thermostats, LED bulbs, and unplugging electronics when not in use...
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3 Wacky & Weird Post-Pandemic Impacts On Your Money

Jul 01, 2021

As we dust off our margarita glasses + shop for new flip flops, the breadcrumbs left behind by the global pandemic are all around us. I want to share these 3 Weird + Wacky ways our money is being impacted today. 

#1: Used car prices are up over 30% as compared to last year. Why?

-Stimulus checks + low interest rates + going back to in-person working pushed upgrading a vehicle to the top of many lists. 

-Disruptions to supply chains and chip manufactures due to Covid-19 have just about halted new car production.

Keep in mind, if you're looking to upgrade your car, you may want to hold off until prices normalize. On the other hand, if you have a car in good shape but lost your daily commute because of permanent remote working you may not find a better time to sell your car!


#2: Turn key homes are selling for a HUGE premium. Why? 

-Construction costs (labor + materials) are higher than ever. Lumber + steel costs have shot up as much as 50% throughout the country....

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